Merchant Services

STOP
OVERPAYING
ON EVERY SALE

We negotiate card processing rates with all major acquirers so you keep more of what you earn — on every transaction, every day.

Rates from 0.29% · Zero setup fee · 48-hour switch.

0.29%
From per transaction
48hr
Switch time
£0
Setup fee
4916 •••• •••• 7823
Card HolderENERGY 4 U
✅ Approved — £248.00
💳 Rate: 0.31%
🔒 PCI DSS Compliant
Live Savings Feed
No Setup Fees Rates from 0.29% Next-Day Settlement PCI DSS Compliant All Major Card Types Counter & Online POS Dedicated Support No Setup Fees Rates from 0.29% Next-Day Settlement PCI DSS Compliant All Major Card Types Counter & Online POS Dedicated Support
What's Included

Everything You Need
To Take Payments

One package. Zero hidden costs. Built around your business type and transaction volume.

💳
Card Present (In-Store)

Countertop, portable, and mobile card machines from leading terminal providers. Accept Visa, Mastercard, Amex, and contactless at the lowest possible interchange rates.

Learn More →
🌐
Online & E-Commerce

Fully integrated payment gateways for your website or app. 3D Secure, recurring billing, and multi-currency support — ready in 48 hours with no dev complexity.

Learn More →
📱
Mobile & Pay-by-Link

Take payments anywhere with a phone or tablet. Send payment links via SMS or email — ideal for tradespeople, deliveries, and on-site services.

Learn More →
Next-Day Settlement

Funds in your account the following business day as standard. No waiting weeks — your cash flow stays healthy so your business keeps moving forward.

Learn More →
🔒
PCI DSS Compliance

We handle PCI scope reduction, security questionnaires, and compliance monitoring on your behalf. Protect customers and avoid costly non-compliance penalties.

Learn More →
💰
Ready to Switch?

Get a free savings analysis based on your last 3 months of card statements — usually within 24 hours.

Get Free Analysis
Transparent Pricing

Rates That
Actually Make Sense

Most providers bury fees in small print. We show you exactly what you pay — and exactly what you save versus the high-street bank average of 1.75%.

Debit Cards0.29%
Consumer Credit0.55%
Business Credit0.75%
Amex / Premiumfrom 0.99%
FeatureHigh Street BankEnergy 4 U
Debit card rate1.2%–1.8%✓ 0.29%
Credit card rate1.75%–2.5%✓ 0.55%
Setup fee£150–£400✓ £0
Monthly terminal rental£25–£50/mo✓ Negotiated
Contract lock-in18–36 months✓ Flexible
Next-day settlement❌ Extra cost✓ Included
Dedicated account manager❌ Call centre✓ Named contact
PCI compliance support❌ DIY✓ Handled for you
The Switch Process

Switched in 4 Steps

We handle everything — your terminals keep working throughout. Zero downtime.

📋1
Send Your Statements

Share your last 3 months of card processing statements. We identify exactly where you're being overcharged.

🔍2
We Compare

Our specialists go to market across 12+ acquirers and negotiate rates specific to your transaction profile.

3
You Approve

We present a clear side-by-side comparison. You choose what works — no pressure, no obligation.

💰4
Saving Starts

We manage the full switch. New terminals arrive pre-configured. Savings begin from your very next transaction.

Client Reviews

Real Savings,
Real Businesses

★★★★★

"Our restaurant chain was paying 1.9% on every card transaction. Energy 4 U got us down to 0.6%. That's over £11,000 back in our pocket every year."

AK
Ahmed K.
Owner, North West Restaurant Group
★★★★★

"Setup was painless. The terminals arrived pre-configured and their team walked us through everything in under an hour. Brilliant service from start to finish."

JL
Jo L.
Manager, Lancashire Retail
★★★★★

"I was locked into a bad deal with my bank. Energy 4 U found a way to exit early and the savings covered the exit fees within 3 months. Highly recommend."

RB
Rob B.
Director, Burnley Manufacturing
★★★★★

"The online payment gateway integration was seamless. We went live in 48 hours and our checkout conversion actually improved with the new flow."

SC
Sophie C.
E-Commerce Manager, Yorkshire Gifts
★★★★★

"PCI compliance was giving me nightmares. They took it completely off my plate. I just got the all-clear certificate — total relief."

DM
Dan M.
Owner, Manchester Dental Practice
★★★★★

"Our restaurant chain was paying 1.9% on every card transaction. Energy 4 U got us down to 0.6%. That's over £11,000 back in our pocket every year."

AK
Ahmed K.
Owner, North West Restaurant Group
★★★★★

"Setup was painless. The terminals arrived pre-configured and their team walked us through everything in under an hour. Brilliant service from start to finish."

JL
Jo L.
Manager, Lancashire Retail
★★★★★

"I was locked into a bad deal with my bank. Energy 4 U found a way to exit early and the savings covered the exit fees within 3 months."

RB
Rob B.
Director, Burnley Manufacturing
★★★★★

"The online payment gateway integration was seamless. We went live in 48 hours and our checkout conversion actually improved with the new flow."

SC
Sophie C.
E-Commerce Manager, Yorkshire Gifts
★★★★★

"PCI compliance was giving me nightmares. They took it completely off my plate. I just got the all-clear certificate — total relief."

DM
Dan M.
Owner, Manchester Dental Practice
🏆 No Setup Fee · No Obligation

READY TO KEEP
MORE OF EVERY SALE?

Send us your last 3 months of card processing statements and we'll produce a free, detailed savings report — usually within 24 hours.

Average client saving: £3,800/year · Typical switch time: 48 hours · Zero downtime guaranteed